SAVINGS ACCOUNTS

Money Market

• Minimum balance of $1000.00 -$5.00 monthly service charge and interest forfeited for the days the balance is below $1000.00
• Six transactions per statement cycle, only three of these six can be to 3rd parties
• Withdrawal transactions over six are $10.00 per transaction
• Interest rate is variable and subject to change at the bank's discretion

Regular Savings

• $2.00 Service charge per month for balances less than $100.00
  (Senior citizens and minors are exempt from the $2.00 monthly service charge)
• Two withdrawals per month, $1.00 charge for additional withdrawals
• Interest rate is variable and is subject to change at banks discretion.

Children's Savings Account

• Same as regular savings account but exempt from $2.00 monthly service charge.

ETA Account

• $3.00 Monthly service charge
• No minimum balance to open or maintain account
• Four free withdrawals &/ or balance inquires per month
• $1.00 fee for each additional withdrawal or inquiry over 4 per month
• Monthly statement
• No checks will be issued on this account.

*This account is for an individual who receives federal benefit, wage, salary, or retirement payment.

Individual Retirement Accounts

Certificates of Deposits