CHECKING ACCOUNTS

Free Checking

• $100.00 Minimum balance to open
• No monthly service charge, no per check charge, no minimum balance
• Check safekeeping, $.50/item-cancelled checks (first 2 free), with unlimited checking.
• First order of 200 checks Free (Bank stock type only)

Regular Checking

• $100.00 minimum balance to open
• Monthly service of $3.00 plus $.10 for each check issued and a $20.00
• Credit for each $100.00 average balance
• (No service charge for customers 65 years or older if the bank has been notified)

First Preferred Account (Club)

• $100.00 minimum balance to open
• Monthly service fee of $9.00 with unlimited check writing.
• Personalized Checks
• Free 3x5 Safety Deposit Box
• Cashier's Checks (4 free per month)
• Free Notary Service
• Free local fax service
• Security Benefits
• Health and Travel Benefits
• Interest Option (Now Account) maintain a minimum of $1,000.00 per month

First Preferred Gold (Senior Club)

• For members 65 or more
• As a First Preferred Gold member you will receive all the benefits of First Preferred at $4.50 per month half the regular monthly fee.

Super Now Checking

• Individuals, nonprofit organizations and sole proprietorships only
• Minimum balance of $1,000.00 - $5.00 monthly service charge and interest
• Forfeited for the days the balance is below $1,000.00
• Interest rate is variable and subject to change at banks discretion.